Hardy Insurance Agency, Inc. Blog
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Wednesday, November 25, 2020 Business owners face a lot of risks when it comes to launching a company and operating day to day. Accidents, natural disasters, storms and lawsuits can all cost companies thousands or even millions of dollars. This is why business owners invest in a business insurance policy. Not all policies are created equal, however. READ MORE >>
Thursday, October 29, 2020Whether you are looking for your first insurance policy or fifth, you should be prepared to ask your insurance agent the proper questions. Having the wrong coverage is almost as bad as not having insurance at all, so it is crucial to ask the right questions and get the right insurance. 1. READ MORE >>
Wednesday, September 16, 2020 If you recently started a business, you may have opted to make it a Limited Liability Corporation (LLC). Some benefits of an LLC include the protection of personal assets and the avoidance of income double taxation. However, despite the advantages of an LLC entity, your business is still at risk. READ MORE >>
Thursday, August 27, 2020 Business insurance protects your business from covered events, such as windstorms and vandalism. Another option that you can include covers directors and officers from legal costs associated with their duties. Here’s more on how directors and officers (D&O) liability insurance works and who may need it. READ MORE >>
Tuesday, July 7, 2020Your washing machine may seem like it has a mind of its own, sometimes. It makes strange noises and may even move a bit. Yet, when the pipes dislodge or burst, you may end up with a significant amount of damage present. Home insurance may help, in some cases. Before you call your agent, keep the following in mind. READ MORE >>
Tuesday, June 30, 2020Some people are shocked to learn that homeowners insurance doesn't cover everything in the house or related to living there. Insurance companies can only take on so much risk, so they have exclusions. Here are some things the typical home insurance policy does not cover: HVAC Repairs And Replacement READ MORE >>
Thursday, May 21, 2020A workers’ compensation insurance claim is one of the things business owners worry about. Not only might claims raise costs, but they also can make it hard for you to manage the worker’s needs. It is a good idea to have a few rules in place when it comes to protecting your business. READ MORE >>
Thursday, May 14, 2020Renters insurance is, in many ways, a lot like home insurance. Generally, the building itself and most liability concerns will be handled on your landlord's policy. But your landlord's policy can't do much for you if your possessions are damaged or stolen — and that's where renters insurance comes in. READ MORE >>
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