Your construction business needs core insurance offerings to go along with industry-specific coverage.
Commercial Auto Insurance
Keep your commercial vehicles insured with a policy that covers your property, products, and employees in the event of an accident.
Coverage for Specific Industries
Industry-specific risks make it impossible for insurance companies to lump together one insurance plan for every business.
Protect your business from employee expenses resulting from work-related accidents and injuries.
Business Owners Policy (BOP)
Combine Property, Liability, Crime, and additional insurance services into one convenient policy to benefit your small to medium-sized business.
Retail Insurance, General liability, Property coverage, Crime insurance, Umbrella coverage, Business interruption insurance
Commercial General Liability
Safeguard your business from financial loss with a policy that takes care of medical expenses, attorney fees, damages, and more.
Commercial Property Insurance
Keep your business and its property secure with the right policy to help pay for minor accidents and major losses.
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Homeowners and Auto Insurance in Fairfax, VA
Insurance Solutions Built for Residents and Businesses in Northern Virginia
Families are built on a foundation of trust and commitment. When tough times arise, these individuals band together to offer support and come up with a solution. At Hardy Insurance Agency, we operate in a similar way when securing insurance products and services for our neighbors in Fairfax and throughout Northern Virginia.
We’ve been in business for more than four decades. This longevity translates into exponential knowledge and experience to share with clients. Serving as the benchmark for the agency, owner Mark Hardy has been working alongside his confidant and senior associate agent, Clair Prenatt, for 30-plus years. To put this in perspective, Clair is now writing policies for the grandchildren of his original clients.
The tradition of our business practices even carries on into the next generation, with Mark’s daughter Stacey Hardy on staff. Stacey serves as an associate agent and sales manager, working closely with her father to run the agency.
Customized Insurance Coverage Keeping You Protected
We understand the risks relevant to Virginians, and work to design policies to mitigate these risks. Our purpose is to enable individuals and businesses to effectively manage financial risk. We do so by providing insurance products and services tailored to meet the specific and ever-changing financial risk exposures facing our customers. We build value for our investors through the strength of customer satisfaction and by consistently producing superior operating results.
Once your needs are determined, we’ll match coverage with an established insurance carrier. We have a close partnership with Nationwide Insurance, as well as a selection of other insurance companies, such as The Hartford, Builders Mutual, USLI, and Progressive. For you, this translates into a direct relationship with your agent, alongside a reliable insurance product.
The business insurance program we institute encompasses a collection of coverages to protect profitability. Agents typically recommend a business owners policy (BOP) for small to medium-sized businesses. This level of coverage combines commercial property insurance, commercial general liability, and crime insurance. Additional coverages can be implemented based on business practices.
Security measures tailored for specific industries are available. We work closely with various condominium and homeowners associations to write habitational insurance policies. Our clientele also consists of various specialty trade contractors, including plumbing and HVAC contractors.
To learn more about our insurance offerings, contact our agency at your convenience.
Agents Catering to a Family of Clients
Our clients take comfort in knowing we’re available to address any questions regarding policies in place. Agents perform an annual review with each client, confirming coverage remains fitting to their needs. Together, we’ll uncover any concerns and, with due diligence, inform clients of any alternations in requirements they may be unaware of.
Complementing this annual touch base, our staff of experts are accessible six days per week to personally handle any issues. If we’re not available right away, we have a call center open 24 hours a day, seven days a week.
We’re proud to boast a rate of retention of more than 92 percent, which is a direct reflection of our quality client service.
Aside from insurance services, we’re also active within the Fairfax community. We’re proud to support several charities, including The United Way, Serenity Golf Classic, Swing to Save Golf Championship, and ARTS by George, supporting the College of Visual and Performing Arts at George Mason University. Our agency is also active with the Central Fairfax Chamber of Commerce.
If you’re interested joining our client family, please feel free to request a quote.
- Insurance Information for Virginians (Commonwealth of Virginia State Corporation Commission)
- Insurance Buyers’ Guides (The National Association of Insurance Commissioners (NAIC))
- Small Business Insurance Details and Materials (The U.S. Small Business Administration (SBA))
Meet Our Team
Office Manager - Associate Agent
Senior Associate Agent
Senior Associate Agent
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