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Professional Liability

Mistakes Happen

In today’s litigious society, lawsuits against businesses are common. And as a business owner, you need to be prepared to protect the integrity of your company if an incident or mistake turns into a claim.

At Hardy Insurance Agency , we understand that mistakes happen. That is why we are committed to helping you create a Professional Liability policy that keeps your day-to-day operations protected should your business be held legally liable.

What Does Professional Liability Cover?

While it is important for your business to have general liability coverage for property damage and bodily injury, Hardy Insurance Agency recommends adding Professional Liability Insurance to your business portfolio because it insures the people and/or entities of your business from negligent claims made by third parties, or even internal sources.

From failure to render a service to malpractice suits, Professional Liability can provide a wide variety of options, such as:

Errors and Omissions Liability (E & O) – E & O covers any mistakes made by employees who work on behalf of your business, if your business charges fees for your services. It can include coverage for any errors such as failure to perform or violations of contract. Depending on your industry, your insurance needs will vary.

Directors and Officers Liability (D & O) - Having financial protection for your business’ Directors and Officers can prevent loss in the event that they are held liable from actions related to their corporate positions. This can include anything from conflicts of interest to mismanagement of company assets and violation of laws.

Fiduciary Liability - Fiduciary covers claims that involve the violation of the Employee Retirement Income Security Act, or ERISA. If a manager, for example, violates the financial obligations of ERISA, having the right coverage can protect your company if held liable in situations from imprudent investments to failure to enroll employees.

Employment Practices Liability - With proper insurance, your business can be protected if a worker claims that his or her rights have been violated. This can include violations from sexual harassment and discrimination to violations of the Americans with Disabilities Act (ADA), mismanagement of employee benefit plans, and wrongful termination.

Contact a representative with Hardy Insurance Agency today to prevent mistakes and errors from becoming major losses for your business.

 

Our Location

Hardy Insurance Agency, Inc.

10507 Braddock Road, Ste D
Fairfax, VA 22032
Main office: 703-503-3100
Toll free: 800-574-4343
Fax: 703-503-9028

Our Providers

Testimonials

The Hardy Agency is the best insurance agency in this area. I have had the pleasure of dealing with Stacey and Clair. Both are knowledgeable, professional, and honest people to work with. They are very responsive to any questions or assistance you may need. Stacey has gone above and beyond in her excellent customer service. Everyone at the agency is friendly, respectful, and helpful. Phone calls are returned and questions are answered. I wouldn't go anywhere else. If you want personal service, with caring people, this is the place for you.....

Sunshine70 From Virginia
I have been Nationwide customer for a number of years now and have been happy to use Nationwide insurance services. What I experienced most recently was the amazing and exceptional services provided by Hardy Insurance Agents. These people are wonderful as they listen carefully to your needs and requirements and then tactfully formulate the best options while considering your budget and financial possibilities. I wish to take this opportunity to personally thank Stacey for her wonderful and professional advises and the tips she made in connection with my insurance plan. Thank you ! Hedi

Hedi From VA
Keep up your outstanding service.All the best and many thanks for your service to us

ak1945 From Spotsylvania virginia
Clair Prenatt has been my Insurance agent for over thirty years. When I call him with a issue it gets done and he lets me know when it is done. Over the years there have been car accidents and our home was robed and just a few weeks ago the basement flooded. I called Claire and he told me what to do and I did just that. Once the claim was started another agent came to my home and looked at the damage and then went to his car and wrote up the claim and he came back inside and talked me through each and every line on it. Very detailed. So detailed I got bored :) LOL and then he handed me a check right on the spot. WOW. Now that is what I call service. It is very hard to find the service levels that Clair and Nationwide provide today. I will be a customer for life. Thanks

MoparMan From haymarket, VA
I always receive outstanding service from Claire Prenatt. There has never been a time he didn't return my calls or answer all my questions. He is an outstanding agent and always makes me feel he is looking out for what is best for me. I feel Nationwide is blessed to have him working for the company because of his dedication for his clients and the company. Thank You Elaine Delauder.

fonzie From Virginia
As a client of Hardy Insurance and Agent Clair Prenatt for 25+ years, I highly recommend both. Clair is not only highly knoweldgable, he is accessible, responsive, and most importantly, kind. When emergencies happen, you will be glad Nationwide, Hardy Insurance Agency and Clair are there for you.

lfhall From Arlingon, VA
The Hardy Nation Wide Agency has far exceeded my expectations of what an honest insurance agency truly is. From great customer service, to an honest, and reliable team, I can't say enough about how satisfied I am. I have recommended this agency to both my family and friends, and feel confident in recommending them to you as well.

mjthomas