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Commercial General Liability

Critical Assurance for the Protection of Your Business

Running a business is a major responsibility that can involve many risks. Not only are you responsible for ensuring that your day-to-day operations run smoothly, but you are also accountable for keeping your employees and property insured from injuries and damages. At Hardy Insurance Agency , we can help you create a policy that is designed to safeguard the best interests of your business - so you can focus on serving your customers and increasing your profits.

Commercial General Liability from Hardy Insurance Agency can prevent major financial losses if your business is sued or held legally responsible in the event of bodily injury or damage. With the proper policy, you can have most medical expenses, attorney fees, settlements, and reimbursements covered. Coverages from Hardy Insurance Agency include:

  • Premises Liability
  • Products and Completed Operations
  • Premises Medical
  • Fire Legal Liability
  • Casualty Coverage

Other types of Commercial General Liability include Garage keepers Liability and Employment Practices Liability. If you run an auto service operation, having Garage keepers Liability coverage will protect your customers’ vehicles from fire, vandalism, theft, or other damages. An option like Employment Practices Liability will protect your business if an employee’s legal rights have been violated.

Additional Commercial Liability

Other specialty types of Commercial Liability, such as Foreign, Liquor, and Concession Liability, can aid in furthering the safety of your business’s future.

  • Foreign Liability protects employees who travel out of the country (for business purposes) in the event of injuries, damages and lawsuits.
  • Liquor Liability includes covering damages and injuries in which your business is held legally responsible as a result of serving liquor - from liquor establishments to office parties/special events.
  • Concession Liability keeps your special event stand insured from damage, accidents, or accidental injuries sustained to pedestrians.

Since there are many types of liability coverages, it is important to talk with a specialist at Hardy Insurance Agency about the best options for your business.

Our Location

Hardy Insurance Agency, Inc.

10507 Braddock Road, Ste D
Fairfax, VA 22032
Main office: 703-503-3100
Toll free: 800-574-4343
Fax: 703-503-9028

Our Providers

Testimonials

The Hardy Agency is the best insurance agency in this area. I have had the pleasure of dealing with Stacey and Clair. Both are knowledgeable, professional, and honest people to work with. They are very responsive to any questions or assistance you may need. Stacey has gone above and beyond in her excellent customer service. Everyone at the agency is friendly, respectful, and helpful. Phone calls are returned and questions are answered. I wouldn't go anywhere else. If you want personal service, with caring people, this is the place for you.....

Sunshine70 From Virginia
I have been Nationwide customer for a number of years now and have been happy to use Nationwide insurance services. What I experienced most recently was the amazing and exceptional services provided by Hardy Insurance Agents. These people are wonderful as they listen carefully to your needs and requirements and then tactfully formulate the best options while considering your budget and financial possibilities. I wish to take this opportunity to personally thank Stacey for her wonderful and professional advises and the tips she made in connection with my insurance plan. Thank you ! Hedi

Hedi From VA
Keep up your outstanding service.All the best and many thanks for your service to us

ak1945 From Spotsylvania virginia
Clair Prenatt has been my Insurance agent for over thirty years. When I call him with a issue it gets done and he lets me know when it is done. Over the years there have been car accidents and our home was robed and just a few weeks ago the basement flooded. I called Claire and he told me what to do and I did just that. Once the claim was started another agent came to my home and looked at the damage and then went to his car and wrote up the claim and he came back inside and talked me through each and every line on it. Very detailed. So detailed I got bored :) LOL and then he handed me a check right on the spot. WOW. Now that is what I call service. It is very hard to find the service levels that Clair and Nationwide provide today. I will be a customer for life. Thanks

MoparMan From haymarket, VA
I always receive outstanding service from Claire Prenatt. There has never been a time he didn't return my calls or answer all my questions. He is an outstanding agent and always makes me feel he is looking out for what is best for me. I feel Nationwide is blessed to have him working for the company because of his dedication for his clients and the company. Thank You Elaine Delauder.

fonzie From Virginia
As a client of Hardy Insurance and Agent Clair Prenatt for 25+ years, I highly recommend both. Clair is not only highly knoweldgable, he is accessible, responsive, and most importantly, kind. When emergencies happen, you will be glad Nationwide, Hardy Insurance Agency and Clair are there for you.

lfhall From Arlingon, VA
The Hardy Nation Wide Agency has far exceeded my expectations of what an honest insurance agency truly is. From great customer service, to an honest, and reliable team, I can't say enough about how satisfied I am. I have recommended this agency to both my family and friends, and feel confident in recommending them to you as well.

mjthomas