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Homeowners and Auto Insurance in Fairfax, VA

Insurance Solutions Built for Residents and Businesses in Northern Virginia

Families are built on a foundation of trust and commitment. When tough times arise, these individuals band together to offer support and come up with a solution. At Hardy Insurance Agency, we operate in a similar way when securing insurance products and services for our neighbors in Fairfax and throughout Northern Virginia.

We’ve been in business for more than four decades. This longevity translates into exponential knowledge and experience to share with clients. Serving as the benchmark for the agency, owner Mark Hardy has been working alongside his confidant and senior associate agent, Clair Prenatt, for 30-plus years. To put this in perspective, Clair is now writing policies for the grandchildren of his original clients.

The tradition of our business practices even carries on into the next generation, with Mark’s daughter Stacey Hardy on staff. Stacey serves as an associate agent and sales manager, working closely with her father to run the agency.

Customized Insurance Coverage Keeping You Protected

We understand the risks relevant to Virginians, and work to design policies to mitigate these risks. Our purpose is to enable individuals and businesses to effectively manage financial risk. We do so by providing insurance products and services tailored to meet the specific and ever-changing financial risk exposures facing our customers. We build value for our investors through the strength of customer satisfaction and by consistently producing superior operating results.

Once your needs are determined, we’ll match coverage with an established insurance carrier. We have a close partnership with Nationwide Insurance, as well as a selection of other insurance companies, such as The Hartford, Builders Mutual, USLI, and Progressive. For you, this translates into a direct relationship with your agent, alongside a reliable insurance product.

The business insurance program we institute encompasses a collection of coverages to protect profitability. Agents typically recommend a business owners policy (BOP) for small to medium-sized businesses. This level of coverage combines commercial property insurance, commercial general liability, and crime insurance. Additional coverages can be implemented based on business practices.

Security measures tailored for specific industries are available. We work closely with various condominium and homeowners associations to write habitational insurance policies. Our clientele also consists of various specialty trade contractors, including plumbing and HVAC contractors.

To learn more about our insurance offerings, contact our agency at your convenience.

Agents Catering to a Family of Clients

Our clients take comfort in knowing we’re available to address any questions regarding policies in place. Agents perform an annual review with each client, confirming coverage remains fitting to their needs. Together, we’ll uncover any concerns and, with due diligence, inform clients of any alternations in requirements they may be unaware of.

Complementing this annual touch base, our staff of experts are accessible six days per week to personally handle any issues. If we’re not available right away, we have a call center open 24 hours a day, seven days a week.

We’re proud to boast a rate of retention of more than 92 percent, which is a direct reflection of our quality client service.

Aside from insurance services, we’re also active within the Fairfax community. We’re proud to support several charities, including The United Way, Serenity Golf Classic, Swing to Save Golf Championship, and ARTS by George, supporting the College of Visual and Performing Arts at George Mason University. Our agency is also active with the Central Fairfax Chamber of Commerce.

If you’re interested joining our client family, please feel free to request a quote.

Additional Resources:


Our Location

Hardy Insurance Agency, Inc.

10507 Braddock Road, Ste D
Fairfax, VA 22032

Phone Number:

Main office: 703-503-3100
Toll free: 800-574-4343
Fax: 703-503-9028

Office Hours:

Mon: 8:30 AM - 5:30 PM
Tues: 8:30 AM - 5:30 PM
Wed: 8:30 AM - 5:30 PM
Thurs: 8:30 AM - 5:30 PM
Fri: 8:30 AM - 5:30 PM
Sat: 9:00 AM - 12:00 PM
Sun: Closed


The Hardy Agency is the best insurance agency in this area. I have had the pleasure of dealing with Stacey and Clair. Both are knowledgeable, professional, and honest people to work with. They are very responsive to any questions or assistance you may need. Stacey has gone above and beyond in her excellent customer service. Everyone at the agency is friendly, respectful, and helpful. Phone calls are returned and questions are answered. I wouldn't go anywhere else. If you want personal service, with caring people, this is the place for you.....

Sunshine70 From Virginia
I have been Nationwide customer for a number of years now and have been happy to use Nationwide insurance services. What I experienced most recently was the amazing and exceptional services provided by Hardy Insurance Agents. These people are wonderful as they listen carefully to your needs and requirements and then tactfully formulate the best options while considering your budget and financial possibilities. I wish to take this opportunity to personally thank Stacey for her wonderful and professional advises and the tips she made in connection with my insurance plan. Thank you ! Hedi

Hedi From VA
Keep up your outstanding service.All the best and many thanks for your service to us

ak1945 From Spotsylvania virginia
Clair Prenatt has been my Insurance agent for over thirty years. When I call him with a issue it gets done and he lets me know when it is done. Over the years there have been car accidents and our home was robed and just a few weeks ago the basement flooded. I called Claire and he told me what to do and I did just that. Once the claim was started another agent came to my home and looked at the damage and then went to his car and wrote up the claim and he came back inside and talked me through each and every line on it. Very detailed. So detailed I got bored :) LOL and then he handed me a check right on the spot. WOW. Now that is what I call service. It is very hard to find the service levels that Clair and Nationwide provide today. I will be a customer for life. Thanks

MoparMan From haymarket, VA
I always receive outstanding service from Claire Prenatt. There has never been a time he didn't return my calls or answer all my questions. He is an outstanding agent and always makes me feel he is looking out for what is best for me. I feel Nationwide is blessed to have him working for the company because of his dedication for his clients and the company. Thank You Elaine Delauder.

fonzie From Virginia
As a client of Hardy Insurance and Agent Clair Prenatt for 25+ years, I highly recommend both. Clair is not only highly knoweldgable, he is accessible, responsive, and most importantly, kind. When emergencies happen, you will be glad Nationwide, Hardy Insurance Agency and Clair are there for you.

lfhall From Arlingon, VA
The Hardy Nation Wide Agency has far exceeded my expectations of what an honest insurance agency truly is. From great customer service, to an honest, and reliable team, I can't say enough about how satisfied I am. I have recommended this agency to both my family and friends, and feel confident in recommending them to you as well.